{"id":457762,"date":"2026-04-24T10:33:21","date_gmt":"2026-04-24T13:33:21","guid":{"rendered":"https:\/\/portaltela.pt\/noticias\/2026\/04\/24\/governo-reforca-garantia-publica-de-credito-a-habitacao-para-jovens-750-milhoes\/"},"modified":"2026-04-24T10:33:21","modified_gmt":"2026-04-24T13:33:21","slug":"governo-reforca-garantia-publica-de-credito-a-habitacao-para-jovens-750-milhoes","status":"publish","type":"post","link":"https:\/\/portaltela.pt\/noticias\/economia\/2026\/04\/24\/governo-reforca-garantia-publica-de-credito-a-habitacao-para-jovens-750-milhoes\/","title":{"rendered":"Governo refor\u00e7a garantia p\u00fablica de cr\u00e9dito \u00e0 habita\u00e7\u00e3o para jovens 750 milh\u00f5es"},"content":{"rendered":"<p>O Governo refor\u00e7ou a garantia p\u00fablica para cr\u00e9dito \u00e0 habita\u00e7\u00e3o dirigido a jovens at\u00e9 35 anos, em 750 milh\u00f5es de euros, conforme diploma publicado no Di\u00e1rio da Rep\u00fablica. O montante m\u00e1ximo a ser garantido pelo Estado ficou fixado neste valor, ajustado em fun\u00e7\u00e3o dos refor\u00e7os da carteira de garantias.<\/p>\n<p>O diploma explica que o refor\u00e7o visa facilitar o acesso a cr\u00e9dito para habita\u00e7\u00e3o pr\u00f3pria permanente, mantendo os crit\u00e9rios de elegibilidade para os jovens. Os pedidos de refor\u00e7o de garantia partiram de institui\u00e7\u00f5es financeiras.<\/p>\n<h3>Refor\u00e7os por institui\u00e7\u00e3o<\/h3>\n<p>O Banco Santander Totta recebeu um refor\u00e7o de 150 milh\u00f5es de euros. O Cr\u00e9dito Agr\u00edcola viu aumentado o seu limite em 25 milh\u00f5es de euros. O BCP teve um acr\u00e9scimo de 150 milh\u00f5es de euros, o BPI de 250 milh\u00f5es de euros e a Caixa Econ\u00f3mica da Miseric\u00f3rdia de Angra do Hero\u00edsmo ficou com 200 mil euros adicionais. O total, agora fixado em 750 milh\u00f5es de euros, continua sujeito a refor\u00e7os da carteira.<\/p>\n","protected":false},"excerpt":{"rendered":"<ul>\n<li>O Governo refor\u00e7ou a garantia p\u00fablica para cr\u00e9dito \u00e0 habita\u00e7\u00e3o de jovens at\u00e9 aos 35 anos, elevando o montante m\u00e1ximo para 750 milh\u00f5es de euros.<\/li>\n<li>O aumento \u00e9 ajustado em fun\u00e7\u00e3o dos refor\u00e7os do montante da garantia de carteira.<\/li>\n<li>Foram aprovados refor\u00e7os de garantia de carteira para o Banco Santander Totta (150 milh\u00f5es de euros) e para o Banco Comercial Portugu\u00eas (BCP) (150 milh\u00f5es de euros).<\/li>\n<li>O Banco Portugu\u00eas de Investimento (BPI) recebe 250 milh\u00f5es de euros, o Cr\u00e9dito Agr\u00edcola 25 milh\u00f5es de euros, e a Caixa Econ\u00f3mica da Miseric\u00f3rdia de Angra do Hero\u00edsmo 200 mil euros.<\/li>\n<\/ul>\n","protected":false},"author":2,"featured_media":457768,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2,6850],"tags":[1960,2323,34,150,1010,1167],"class_list":["post-457762","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economia","category-financas","tag-credito","tag-credito-habitacao","tag-governo","tag-habitacao","tag-habitacao-publica","tag-habitacao-social"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Governo refor\u00e7a garantia p\u00fablica de cr\u00e9dito \u00e0 habita\u00e7\u00e3o para jovens 750 milh\u00f5es - Portal Tela Portugal<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"pt_PT\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Governo refor\u00e7a garantia p\u00fablica de cr\u00e9dito \u00e0 habita\u00e7\u00e3o para jovens 750 milh\u00f5es - Portal Tela Portugal\" \/>\n<meta property=\"og:description\" content=\"O Governo refor\u00e7ou a garantia p\u00fablica para cr\u00e9dito \u00e0 habita\u00e7\u00e3o de jovens at\u00e9 aos 35 anos, elevando o montante m\u00e1ximo para 750 milh\u00f5es de euros. O aumento \u00e9 ajustado em fun\u00e7\u00e3o dos refor\u00e7os do montante da garantia de carteira. Foram aprovados refor\u00e7os de garantia de carteira para o Banco Santander Totta (150 milh\u00f5es de euros) e para o Banco Comercial Portugu\u00eas (BCP) (150 milh\u00f5es de euros). O Banco Portugu\u00eas de Investimento (BPI) recebe 250 milh\u00f5es de euros, o Cr\u00e9dito Agr\u00edcola 25 milh\u00f5es de euros, e a Caixa Econ\u00f3mica da Miseric\u00f3rdia de Angra do Hero\u00edsmo 200 mil euros.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/portaltela.pt\/noticias\/2026\/04\/24\/governo-reforca-garantia-publica-de-credito-a-habitacao-para-jovens-750-milhoes\/\" \/>\n<meta property=\"og:site_name\" content=\"Portal Tela Portugal\" \/>\n<meta property=\"article:published_time\" content=\"2026-04-24T13:33:21+00:00\" \/>\n<meta name=\"author\" content=\"Telinha\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"Telinha\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tempo estimado de leitura\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minuto\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/portaltela.pt\/noticias\/2026\/04\/24\/governo-reforca-garantia-publica-de-credito-a-habitacao-para-jovens-750-milhoes\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/portaltela.pt\/noticias\/2026\/04\/24\/governo-reforca-garantia-publica-de-credito-a-habitacao-para-jovens-750-milhoes\/\"},\"author\":{\"name\":\"Telinha\",\"@id\":\"https:\/\/portaltela.pt\/#\/schema\/person\/c4278d4a6028830caff9ee44b42d32ed\"},\"headline\":\"Governo refor\u00e7a garantia p\u00fablica de cr\u00e9dito \u00e0 habita\u00e7\u00e3o para jovens 750 milh\u00f5es\",\"datePublished\":\"2026-04-24T13:33:21+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/portaltela.pt\/noticias\/2026\/04\/24\/governo-reforca-garantia-publica-de-credito-a-habitacao-para-jovens-750-milhoes\/\"},\"wordCount\":197,\"image\":{\"@id\":\"https:\/\/portaltela.pt\/noticias\/2026\/04\/24\/governo-reforca-garantia-publica-de-credito-a-habitacao-para-jovens-750-milhoes\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/portaltela.pt\/s.01k8rhncp4jt1\/2026\/04\/img_1280x721uu2022-09-05-22-46-18-1182799.jpg\",\"keywords\":[\"cr\u00e9dito\",\"Cr\u00e9dito Habita\u00e7\u00e3o\",\"governo\",\"habita\u00e7\u00e3o\",\"habita\u00e7\u00e3o p\u00fablica\",\"habita\u00e7\u00e3o social\"],\"articleSection\":[\"Economia\",\"Finan\u00e7as\"],\"inLanguage\":\"pt-PT\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/portaltela.pt\/noticias\/2026\/04\/24\/governo-reforca-garantia-publica-de-credito-a-habitacao-para-jovens-750-milhoes\/\",\"url\":\"https:\/\/portaltela.pt\/noticias\/2026\/04\/24\/governo-reforca-garantia-publica-de-credito-a-habitacao-para-jovens-750-milhoes\/\",\"name\":\"Governo refor\u00e7a garantia p\u00fablica de cr\u00e9dito \u00e0 habita\u00e7\u00e3o para jovens 750 milh\u00f5es - Portal Tela Portugal\",\"isPartOf\":{\"@id\":\"https:\/\/portaltela.pt\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/portaltela.pt\/noticias\/2026\/04\/24\/governo-reforca-garantia-publica-de-credito-a-habitacao-para-jovens-750-milhoes\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/portaltela.pt\/noticias\/2026\/04\/24\/governo-reforca-garantia-publica-de-credito-a-habitacao-para-jovens-750-milhoes\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/portaltela.pt\/s.01k8rhncp4jt1\/2026\/04\/img_1280x721uu2022-09-05-22-46-18-1182799.jpg\",\"datePublished\":\"2026-04-24T13:33:21+00:00\",\"author\":{\"@id\":\"https:\/\/portaltela.pt\/#\/schema\/person\/c4278d4a6028830caff9ee44b42d32ed\"},\"breadcrumb\":{\"@id\":\"https:\/\/portaltela.pt\/noticias\/2026\/04\/24\/governo-reforca-garantia-publica-de-credito-a-habitacao-para-jovens-750-milhoes\/#breadcrumb\"},\"inLanguage\":\"pt-PT\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/portaltela.pt\/noticias\/2026\/04\/24\/governo-reforca-garantia-publica-de-credito-a-habitacao-para-jovens-750-milhoes\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"pt-PT\",\"@id\":\"https:\/\/portaltela.pt\/noticias\/2026\/04\/24\/governo-reforca-garantia-publica-de-credito-a-habitacao-para-jovens-750-milhoes\/#primaryimage\",\"url\":\"https:\/\/portaltela.pt\/s.01k8rhncp4jt1\/2026\/04\/img_1280x721uu2022-09-05-22-46-18-1182799.jpg\",\"contentUrl\":\"https:\/\/portaltela.pt\/s.01k8rhncp4jt1\/2026\/04\/img_1280x721uu2022-09-05-22-46-18-1182799.jpg\",\"width\":796,\"height\":448,\"caption\":\"Casas\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/portaltela.pt\/noticias\/2026\/04\/24\/governo-reforca-garantia-publica-de-credito-a-habitacao-para-jovens-750-milhoes\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"In\u00edcio\",\"item\":\"https:\/\/portaltela.pt\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Governo refor\u00e7a garantia p\u00fablica de cr\u00e9dito \u00e0 habita\u00e7\u00e3o para jovens 750 milh\u00f5es\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/portaltela.pt\/#website\",\"url\":\"https:\/\/portaltela.pt\/\",\"name\":\"Portal Tela Portugal\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/portaltela.pt\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"pt-PT\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/portaltela.pt\/#\/schema\/person\/c4278d4a6028830caff9ee44b42d32ed\",\"name\":\"Telinha\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"pt-PT\",\"@id\":\"https:\/\/portaltela.pt\/s.01k8rhncp4jt1\/2025\/11\/talking-bot-125x125.png\",\"url\":\"https:\/\/portaltela.pt\/s.01k8rhncp4jt1\/2025\/11\/talking-bot-125x125.png\",\"contentUrl\":\"https:\/\/portaltela.pt\/s.01k8rhncp4jt1\/2025\/11\/talking-bot-125x125.png\",\"caption\":\"Telinha\"},\"sameAs\":[\"https:\/\/portaltela.pt\/\"],\"url\":\"https:\/\/portaltela.pt\/por\/367410592786\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Governo refor\u00e7a garantia p\u00fablica de cr\u00e9dito \u00e0 habita\u00e7\u00e3o para jovens 750 milh\u00f5es - Portal Tela Portugal","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"og_locale":"pt_PT","og_type":"article","og_title":"Governo refor\u00e7a garantia p\u00fablica de cr\u00e9dito \u00e0 habita\u00e7\u00e3o para jovens 750 milh\u00f5es - Portal Tela Portugal","og_description":"O Governo refor\u00e7ou a garantia p\u00fablica para cr\u00e9dito \u00e0 habita\u00e7\u00e3o de jovens at\u00e9 aos 35 anos, elevando o montante m\u00e1ximo para 750 milh\u00f5es de euros. O aumento \u00e9 ajustado em fun\u00e7\u00e3o dos refor\u00e7os do montante da garantia de carteira. Foram aprovados refor\u00e7os de garantia de carteira para o Banco Santander Totta (150 milh\u00f5es de euros) e para o Banco Comercial Portugu\u00eas (BCP) (150 milh\u00f5es de euros). O Banco Portugu\u00eas de Investimento (BPI) recebe 250 milh\u00f5es de euros, o Cr\u00e9dito Agr\u00edcola 25 milh\u00f5es de euros, e a Caixa Econ\u00f3mica da Miseric\u00f3rdia de Angra do Hero\u00edsmo 200 mil euros.","og_url":"https:\/\/portaltela.pt\/noticias\/2026\/04\/24\/governo-reforca-garantia-publica-de-credito-a-habitacao-para-jovens-750-milhoes\/","og_site_name":"Portal Tela Portugal","article_published_time":"2026-04-24T13:33:21+00:00","author":"Telinha","twitter_card":"summary_large_image","twitter_misc":{"Escrito por":"Telinha","Tempo estimado de leitura":"1 minuto"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/portaltela.pt\/noticias\/2026\/04\/24\/governo-reforca-garantia-publica-de-credito-a-habitacao-para-jovens-750-milhoes\/#article","isPartOf":{"@id":"https:\/\/portaltela.pt\/noticias\/2026\/04\/24\/governo-reforca-garantia-publica-de-credito-a-habitacao-para-jovens-750-milhoes\/"},"author":{"name":"Telinha","@id":"https:\/\/portaltela.pt\/#\/schema\/person\/c4278d4a6028830caff9ee44b42d32ed"},"headline":"Governo refor\u00e7a garantia p\u00fablica de cr\u00e9dito \u00e0 habita\u00e7\u00e3o para jovens 750 milh\u00f5es","datePublished":"2026-04-24T13:33:21+00:00","mainEntityOfPage":{"@id":"https:\/\/portaltela.pt\/noticias\/2026\/04\/24\/governo-reforca-garantia-publica-de-credito-a-habitacao-para-jovens-750-milhoes\/"},"wordCount":197,"image":{"@id":"https:\/\/portaltela.pt\/noticias\/2026\/04\/24\/governo-reforca-garantia-publica-de-credito-a-habitacao-para-jovens-750-milhoes\/#primaryimage"},"thumbnailUrl":"https:\/\/portaltela.pt\/s.01k8rhncp4jt1\/2026\/04\/img_1280x721uu2022-09-05-22-46-18-1182799.jpg","keywords":["cr\u00e9dito","Cr\u00e9dito Habita\u00e7\u00e3o","governo","habita\u00e7\u00e3o","habita\u00e7\u00e3o p\u00fablica","habita\u00e7\u00e3o social"],"articleSection":["Economia","Finan\u00e7as"],"inLanguage":"pt-PT"},{"@type":"WebPage","@id":"https:\/\/portaltela.pt\/noticias\/2026\/04\/24\/governo-reforca-garantia-publica-de-credito-a-habitacao-para-jovens-750-milhoes\/","url":"https:\/\/portaltela.pt\/noticias\/2026\/04\/24\/governo-reforca-garantia-publica-de-credito-a-habitacao-para-jovens-750-milhoes\/","name":"Governo refor\u00e7a garantia p\u00fablica de cr\u00e9dito \u00e0 habita\u00e7\u00e3o para jovens 750 milh\u00f5es - Portal Tela Portugal","isPartOf":{"@id":"https:\/\/portaltela.pt\/#website"},"primaryImageOfPage":{"@id":"https:\/\/portaltela.pt\/noticias\/2026\/04\/24\/governo-reforca-garantia-publica-de-credito-a-habitacao-para-jovens-750-milhoes\/#primaryimage"},"image":{"@id":"https:\/\/portaltela.pt\/noticias\/2026\/04\/24\/governo-reforca-garantia-publica-de-credito-a-habitacao-para-jovens-750-milhoes\/#primaryimage"},"thumbnailUrl":"https:\/\/portaltela.pt\/s.01k8rhncp4jt1\/2026\/04\/img_1280x721uu2022-09-05-22-46-18-1182799.jpg","datePublished":"2026-04-24T13:33:21+00:00","author":{"@id":"https:\/\/portaltela.pt\/#\/schema\/person\/c4278d4a6028830caff9ee44b42d32ed"},"breadcrumb":{"@id":"https:\/\/portaltela.pt\/noticias\/2026\/04\/24\/governo-reforca-garantia-publica-de-credito-a-habitacao-para-jovens-750-milhoes\/#breadcrumb"},"inLanguage":"pt-PT","potentialAction":[{"@type":"ReadAction","target":["https:\/\/portaltela.pt\/noticias\/2026\/04\/24\/governo-reforca-garantia-publica-de-credito-a-habitacao-para-jovens-750-milhoes\/"]}]},{"@type":"ImageObject","inLanguage":"pt-PT","@id":"https:\/\/portaltela.pt\/noticias\/2026\/04\/24\/governo-reforca-garantia-publica-de-credito-a-habitacao-para-jovens-750-milhoes\/#primaryimage","url":"https:\/\/portaltela.pt\/s.01k8rhncp4jt1\/2026\/04\/img_1280x721uu2022-09-05-22-46-18-1182799.jpg","contentUrl":"https:\/\/portaltela.pt\/s.01k8rhncp4jt1\/2026\/04\/img_1280x721uu2022-09-05-22-46-18-1182799.jpg","width":796,"height":448,"caption":"Casas"},{"@type":"BreadcrumbList","@id":"https:\/\/portaltela.pt\/noticias\/2026\/04\/24\/governo-reforca-garantia-publica-de-credito-a-habitacao-para-jovens-750-milhoes\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"In\u00edcio","item":"https:\/\/portaltela.pt\/"},{"@type":"ListItem","position":2,"name":"Governo refor\u00e7a garantia p\u00fablica de cr\u00e9dito \u00e0 habita\u00e7\u00e3o para jovens 750 milh\u00f5es"}]},{"@type":"WebSite","@id":"https:\/\/portaltela.pt\/#website","url":"https:\/\/portaltela.pt\/","name":"Portal Tela Portugal","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/portaltela.pt\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"pt-PT"},{"@type":"Person","@id":"https:\/\/portaltela.pt\/#\/schema\/person\/c4278d4a6028830caff9ee44b42d32ed","name":"Telinha","image":{"@type":"ImageObject","inLanguage":"pt-PT","@id":"https:\/\/portaltela.pt\/s.01k8rhncp4jt1\/2025\/11\/talking-bot-125x125.png","url":"https:\/\/portaltela.pt\/s.01k8rhncp4jt1\/2025\/11\/talking-bot-125x125.png","contentUrl":"https:\/\/portaltela.pt\/s.01k8rhncp4jt1\/2025\/11\/talking-bot-125x125.png","caption":"Telinha"},"sameAs":["https:\/\/portaltela.pt\/"],"url":"https:\/\/portaltela.pt\/por\/367410592786\/"}]}},"_links":{"self":[{"href":"https:\/\/portaltela.pt\/api\/wp\/v2\/posts\/457762","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/portaltela.pt\/api\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/portaltela.pt\/api\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/portaltela.pt\/api\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/portaltela.pt\/api\/wp\/v2\/comments?post=457762"}],"version-history":[{"count":0,"href":"https:\/\/portaltela.pt\/api\/wp\/v2\/posts\/457762\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/portaltela.pt\/api\/wp\/v2\/media\/457768"}],"wp:attachment":[{"href":"https:\/\/portaltela.pt\/api\/wp\/v2\/media?parent=457762"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/portaltela.pt\/api\/wp\/v2\/categories?post=457762"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/portaltela.pt\/api\/wp\/v2\/tags?post=457762"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}